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ORTHOTIC INSURANCE POLICY AND PROCEDURES

 

 

Dear Patient:

 

One way to ensure that your orthotics keep doing the job is to be certain that if they are outgrown, lost, stolen or in need of repair, you are not without them for very long. The Performance Plus Orthotic Insurance Plan covers you for a full two years at a cost of $45.00. The plan is especially useful for children with growing feet or if Spot decides to chew up one of your orthotics!  To apply, fill out the application form that is attached to the instruction guide that came with your orthotics or print this document and enclose a check or money order.  (Note:  This coverage is only applicable for four weeks after the orthotics manufacturing date.  Please refer to your original instruction guide.)  There are some cases where coverage may be denied. See "Cases Where Coverage May Be Declined" to learn more.

 

The Following items are needed when filing a claim:

1. Your positive casts

2. Performance Laboratories return address postage paid label

3. Yellow invoice as proof of insurance

4. Claim Form

To request return address labels or claim forms click here. Request items

that are needed in the "Additional Comments for the lab" section.

 

Outgrowth Protection: One prescription change (outgrowth) from a new casting is available free of charge during your two-year policy.  This does not cover your doctors casting fee and visit.  When visiting the doctor for a new casting for outgrowth bring your yellow invoice and have the Doctor write your invoice # or work order # in the Special Instructions section on the front of the prescription form and indicate that this is an outgrowth insurance policy case.

 

Required Adjustments:  Orthotic Adjustments ordered by your doctor are made without cost to you.  When visiting the doctor for an adjustment bring your yellow invoice and have the Doctor write your invoice # or work order # in the Special Instructions section on the front of a prescription form and enclose the prescription with the rework ticket so there will be no charges applied to his account.  This policy does not cover any fees for an office visit that may be necessary to reevaluate your condition.  All adjustments must be made through your Doctor.  Any adjustments sent directly to the laboratory will be returned unadjusted to you via UPS COD to cover mailing costs.

 

Breakage and Damage Guarantee:  During normal wear, if your orthotic breaks or sustains damage, we will make one replacement from your original casts at no charge providing the orthotics and all broken pieces are returned to the laboratory with your positive casts.  Include $10 for postage.  See Instructions for Filing a Claim. Does not include deliberately damaged or broken devices.  All returned devices and pieces will be inspected for abuse.

 

Loss Replacement:  If your orthotics are lost or stolen, we will make replacements from your original casts at a cost of $30 per orthotic, or $60 per pair. Plus $10 Postage. A maximum of three replacement pairs per coverage period is permitted.   See Instructions for filling a claim.

 

Expiration of Policy:  You must purchase your policy no later than two weeks after receiving your orthotics.  If you mail in your application after the two-week grace period we reserve the right to refuse coverage and return your payment.  Outgrowth:  After a claim has been made for outgrowth your coverage expires.  To continue coverage you can purchase a new policy on the replacement pair no later than two weeks after receiving them, which will then cover you for a period of two years from the date the replacement pair was fabricated.  Loss Replacement:   After a claim has been made for loss replacement your coverage does not expire.  However, there is a limit to three loss replacement pairs per policy.

 

Instructions for filing a claim:  You must mail your cast(s), a completed claim form, and a copy of the yellow invoice to the laboratory with the postage paid labels provided via the US Post Office or a UPS Out Post. The special UPS label can be given directly to a UPS driver en route. Include your check or money order for the appropriate amount made payable to PERFORMANCE LABS INC.  Use bubble pack and pack them thoroughly in a corrugated container.  If your casts are fractured or broken include ALL pieces and pack the pieces in a plastic bag. (The Lab can usually repair most fractures if all the pieces are returned).   Seal and affix the appropriate label.  Allow two to three weeks for delivery.  Return shipping is via UPS.  Do not use a PO Box as your address on your claim form.  Expect delivery from  9am - 5pm / Mon - Fri.  

 

Cases Where Coverage May Be Declined:

- You applied for the insurance plan after the four week grace period which

starts from the date your orthotics were manufactured. The date of

manufacture is located on the instruction guide that came with your

orthotics. Your $45.00 Insurance premium will be returned in full.

- Your positive casts are destroyed during the initial fabrication process.

The positive casts are designed to undergo the pressure of forming orthotics

one time. A small percentage of casts break due to this extreme pressure.

Since the positive cast must accompany all future claims , coverage may be

denied if they sustain damage. Your $45.00 insurance premium will be

returned in full.

- If you received coverage and you do not have the positive casts that the

lab returned to you, your claim may be denied. Since the positive casts

must accompany all claims, coverage may be denied if you cannot locate them.

Be sure to store them in a safe place for future use.

 

 

 

                   CLAIM FORM

                                PHOTOCOPY PERMITTED                        

 

 

Date__________            Patient Name______________________________

 

Age______         Weight_______             Sex_______          Height___’___” 

 

Mailing Address (Do Not Use PO Box)

 

Name_________________________________(    )   Check If Same As Above

 

Address_______________________________

 

City________________________  State__________   Zip______________

 

Phone (_____)-_______-___________

 

Yellow Invoice Date ______/______/______

Yellow Invoice Work Order # (upper right) _________________

Yellow Invoice # (upper right)_______________

 

 

 

Check One

 

_____ Breakage and Damage Guarantee  Include$10 Postage.  Include Orthotic 

            And All Pieces.    (See Breakage and Damage Guarantee)                                             

 

_____  Loss Replacement $30 Per Orthotic / $60 Per Pair / Add 

            $10 Postage (See Loss Replacement)

 

Make Check Payable To: PERFORMANCE LABS INC.

         

IMPORTANT:  Thoroughly Read Policy Instructions And Procedures So Your

                      Claim Will Not Be Delayed.  For Further Information go to

                      performlab.com

                                  

   

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Disclaimer: The text presented on these pages is for your information only. It is not a substitute for professional medical advice. It may not represent your true individual medical situation. Do not use this information to diagnose or treat a health problem or disease without consulting a qualified health care provider. Please consult your health care provider if you have any questions or concerns.